Wednesday, June 29, 2016

1 Million Pesos In 1 Year Update – June 30, 2016 As Of 2:23AM GMT +8

It has been like 4 years now since I have last updated. A lot of things had happened:

1. I live separately with my husband.
2. I got depressed (broke up with the person I love)
3. I got broke.
4. I have a new relationship (we are going 2 years now).


1. I have 20,000php in time deposit.
2. I got 19,500php in credit card debt.
3. I have AXA (life insurance for 1 million, and investment)
4. I have PhilAm Life (insurance+investment)
5. I have mutual funds, 5,000php
6. I am paying monthly mortgage for a house for 18,000php
7. I am paying monthly mortgage for a condo unit for 42,000php
8. I lost 200,000php due to gambling (I am on my 3rd month since I started it)
9. I got an online business going now and slowly going down thanks to my gambling addiction.

Of all the things I have done and have acquired, and my current situation now. One thing is for sure. It's all in the HEAD!


When I got stuck, I got emotional imbalanced and poof! I can simply throw away 1,000php in just a matter of seconds.

I am now 31 and it's half of the year already and I am nowhere close to my goal. I am back to zero and almost behind with my bills.

This is what I am planning to do.



Monday, May 7, 2012

1 Million Pesos In 1 Year Update – May 8, 2012 As Of 4:50AM GMT +8

Just a little update:

1. I have a savings in the bank worth 13,000php
2. I have 10,000php being used as a capital for my Auntie's business
3. Rental of 5,500 per month.
4. Monthly expenses on food and stuff worth 4,000php.

What did I do?

1. I stayed in touch with a person who has positive outlook in life. When you leave your life full of misery and embrace a life full of positive energy, then it's good to go.

2. I save 3,000php per week starting April, and the excess is my allowance which is about 600-900php.

3. I did not bought gadgets or new clothes. But I bought 1 new pair of shoes worth 399php.

4. I bought Guess bag worth 5,500php (I have always wanted to have this bag but it turned out to be not a good investment) But at least I have something as an achievement.

5. I am trying to live a frugal life and hopefully with the job I have, I will stick to it and hopefully help me earn money.

Saturday, February 25, 2012

1 Million Pesos In 1 Year Update – February 26, 2012 As Of 1:22AM GMT +8

I can't believe it has been like four months from the last update I have made.

What I have accomplished so far:

1. bought a brand new samsung netbook - 11,000+ last october 2011.
2. opened a BPI account
3. still no savings in the bank - i really suck at this one!
4. i owe: Ms. S, Ms. T, Ms. Y, and Ms. A so far as I remember.
5. had my own place - 5,500php rental been staying there last december 2011
6. had constant clients - thank God for that!

Think that's about it... I think I need to revise my plan and come up with a good strategy on how to go about things or I end up with no money this year and too far from my ambition of becoming a millionaire.

It takes more than having the determination to do, I must really want to get it before I fall into oblivion...

Till the next update--

Monday, October 24, 2011

1 Million Pesos In 1 Year Update – October 24, 2011 As Of 3:11PM GMT +8

I have not updated my blog regarding my quest for 1 million pesos in 1 year. It's almost the end of October 2011. I am going to lay down the things that happened for the past weeks.

1. I sold my Acer Aspire One netbook for 7,000php. Profit of 500php.

What happened? I always go out and work just to let my brain work than getting stuck inside the house. The problem with my Acer Aspire One netbook is that it does not have long lasting battery. It only lasts for 1 hour only that's it.

Now I am in the same dilemma as to whether to buy a brand new netbook or settle with used one again but long lasting battery than my acer.

2. I paid my credit (finally) to Mr. E. Now I am going to pay off the money I owe to Ms. S and other people that I owe. Before the year ends, hopefully I paid off all my debts.

3. As of the moment, I have zero savings and not close to 1,000,000php:c I do not know what's wrong with me. I am a total spender. I want to keep track on what I spent yet I end up stopping the habit.

Before the month ends, my goal to save 25,000php. If I am going to have this money, then I can buy brand new netbook as a reward to myself.

Actually, need to raise 50,000php - 25,000php savings, 25,000 mortgage.

Thursday, September 15, 2011

1 Million Pesos In 1 Year Update – September 16, 2011 As Of 8:39 AM GMT +8

Here is my latest update for September 16, 2011 to get 1 million pesos in 1 year through earning money online.

Just yesterday, I bought used netbook Acer Aspire One D250-1026. For picture, here it is:

Photo courtesy of

Specs as stated on the box:

CPU: Intel Atom processor N270
HDD: 160GB
LAN: 10/100 Base T
Wireless: 802.b/g WLAN
Softload: Microsoft Windows XP Home Edition

I bought it at 6,500php. I saw this netbook on sale on the Internet and I had 3,000php and borrowed 4,000php from my auntie (which money I let her keep for my earnings, it's like she is my bank).

What I can say, well it's working fine. It has all the needed software, with movies, and music as well plus sun broadband with sim for free.

Return On Investment: 6 1/2 months (estimate)

This will increase my productivity since no more crashing google chrome, slow opening of websites for my research and stuff.

I am going to test this netbook out today for my first day of work with Acer. As for my Toshiba satellite, it would be for my sisters usage. At least, we won't argue on who is going to sit first or use the laptop.

Tuesday, August 30, 2011

1 Million Pesos In 1 Year Update – August 31, 2011 As Of 4:50 AM GMT +8

This is my month end update for my 1 million pesos in 1 year quest through earning money online.

This is my assessment of what had happened this month. Not too much but I think I am going there…

My Productivity:

1. Thanks to my new UK client, I was writing articles almost everyday.
2. I slept a lot for the past days maybe because I always work late at night and sleep in the morning.


1. Zero in savings.
2. 6 months delayed in mortgage.
3. 1 month delayed in my SSS payment.

Organizational skills:

1. I am so messed up with work; I have left some clients hanging I do need to catch up on them and not taking in more work.
2. Room is messy, my table is messy.

My spending:

1. I spend around 500php when I go out. 100php when I go to an internet café which is 30mins travel from where I left.
2. I spend on useless things, I spend about 300-400php on massage 2 hours + tip. Think better settle with 100php (30mins back and 30mins reflex and tip for 50php). It’s 150php per session.
3. Unplanned spending.

September comes… hope things will get much better…

Friday, August 26, 2011

1 Million Pesos In 1 Year Update – August 26, 2011 As Of 3:52 PM GMT +8

This is my 1 million pesos in 1 year update for today as I unravel my journey in earning money online.

Cash On Hand – 5,249php (got the money yesterday, August 25, 2011)

Here are some of what I spent:

1. Mortgage – 3,500 (given to my mother)
2. Food and groceries for husband – 602
3. Load (globe and smart) – 150
4. Went out yesterday, internet café to do voice chat with client and do some work – 200php
5. IC unit for Phillips TV – 500php
6. Other expenses – coke, smokes, etc husband – 47

Money Left – 250php

My husband saw me withdrawing money yesterday and he wants to get his phone back at the pawnshop SE phone that was pawned I think more than 5x already for 1,300php. This would be deductible for his salary. The problem with me is that he is not doing much work to compensate the amount I gave him every week. I need to work things out so that I will not keep on losing money. This is unexpected.

I learned my lesson to withdraw money on my own so that he will have no idea how much money I am earning.

I have some problems now I have left unfinished orders from other clients. I need to finish them up because I do not know until when this new UK client I will be working for.

With regard to my virtual assistance work, I am officially starting today and I would definitely dedicate much of my time to be more efficient bring in more money for my client so that he will be happy and left off some burden from his shoulders. This would enable him to focus on important things than doing petty stuff.

Again, my problem as of the moment is counting how much money I am earning even if I have not finished the work yet. I have to shift my mindset. This should be counting how much work, i.e. articles done, hours spend, posts done for data entry on a single day. The more I put in the more money I will be receiving.

Starting today, my focus would be on the output not on the money I would earn. My top priority is customer satisfaction!

Update on the netbook? Women do love changing minds. I am one of them. As of the moment, I put the netbook on hold. I told my client who owns a Mac I will be buying his laptop. I can wait till the time he will purchase a new Mac. At least I know he takes care of his laptop well and I am getting something of value at half the price hopefully. I really don’t like the idea of buying a brand new laptop it rips my heart shelling out that amount of money. I know it’s investment but my antique Toshiba satellite is still working will stick on this one for the moment.

I love the idea of getting a laptop or netbook for free. I wonder if I could get one from one of my clients. Who knows?

As of the moment, I have 0 savings in the bank. I am way far from my goal of 1 million pesos in 1 year. What I am trying to establish is to get into the habit of working everyday not wasting much time on sleeping or playing bejeweled. When I am into the habit of working every single day, next step would be setting up goals that are feasible not impossible.

I have learned my lesson, before I get into something I need to come up with a step-by-step procedure from the first step all the way to the top. If I focus on the end result it would be unreachable for me. Need to look at my steps and check out if I am going to the right direction.